These Terms and Conditions govern your use of Esaxevithara financial
planning services. By accessing our website or using our services,
you agree to be bound by these terms. Acceptance of terms: By
subscribing to our services, creating an account, or using our
website, you acknowledge that you have read, understood, and agree
to these terms. If you do not agree, please discontinue use
immediately. Service description: Esaxevithara provides
subscription-based financial planning services including budget
management, investment guidance, and strategic financial planning
for individuals and businesses in South Africa. Our services are
delivered through online platforms and direct consultation.
Subscription terms: Our monthly subscription service is billed at
AUD $50 per month. Subscription fees are charged in advance and are
non-refundable except as required by South Africans Consumer Law. You
may cancel your subscription at any time with 30 days written
notice. User responsibilities: You must provide accurate and
complete information when using our services. You are responsible
for maintaining the confidentiality of your account credentials and
for all activities under your account. You must comply with all
applicable laws and regulations when using our services. You agree
not to use our services for illegal purposes or in ways that could
damage our reputation or systems. Financial advice disclaimer: Our
services include general financial information and strategies but do
not constitute specific financial advice tailored to your individual
circumstances. You should consult with qualified financial
professionals before making significant financial decisions. We are
not responsible for investment losses or financial decisions made
based on our general guidance. Intellectual property: All content,
including text, graphics, logos, and software, is owned by
Esaxevithara and protected by intellectual property laws. You may
not reproduce, distribute, or create derivative works without our
written permission. You grant us a license to use any content you
provide through our services for the purpose of delivering our
services. Limitation of liability: To the maximum extent permitted
by law, Esaxevithara shall not be liable for any indirect,
incidental, special, or consequential damages arising from your use
of our services. Our total liability shall not exceed the amount you
paid for our services in the 12 months preceding the claim. Privacy
and data protection: Your privacy is important to us. Our Privacy
Policy, incorporated by reference, governs the collection and use of
your personal information. You consent to our collection and use of
your information as described in our Privacy Policy. Termination: We
may terminate or suspend your account immediately if you breach
these terms or engage in prohibited activities. Upon termination,
your right to use our services ceases immediately, though certain
provisions of these terms will survive termination. Governing law:
These terms are governed by the laws of Victoria, South Africa. Any
disputes will be resolved in the courts of Victoria, and you consent
to the jurisdiction of these courts. Consumer rights: Nothing in
these terms excludes, restricts, or modifies any consumer rights
under South Africans Consumer Law that cannot be excluded, restricted,
or modified by agreement. Force majeure: We are not liable for
delays or failures in performance due to circumstances beyond our
reasonable control, including natural disasters, government actions,
or technical failures. Amendments: We may modify these terms at any
time by posting updated terms on our website. Continued use of our
services after changes constitutes acceptance of the modified terms.
Severability: If any provision of these terms is found to be
unenforceable, the remaining provisions will continue in full force
and effect. Contact information: For questions about these terms,
contact us at
info@esaxevithara.com or
write to us at Level 12, 380 Collins Street, Melbourne VIC 3000,
South Africa. Last updated: June 17, 2025.